Need an appraisal for an FHA-backed mortgage? Call James Make & Associates

James Make & Associates is TX state certified and on the FHA Roster of approved residential appraisers. We are certified and approved to do appraisals for FHA secured loans. A portion of the continuing training our staff at James Make & Associates completes deals exclusively with decoding the FHA's documentation and their rules and procedures.

If you're in need of an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA loan is backed by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). The lending company provides all the loaned money; the FHA simply backs the loan by providing mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are formed to assist low-to-moderate income consumers help meet credit expectations if they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the Federal Housing Administration offers are acutely beneficial to purchasers with less starting income.