James Make & Associates

The FHA retains of approved appraisers for each state - James Make & Associates is on the roster of approved appraisers for TX. James Make & Associates is qualified and approved to do appraisal reports for FHA secured financial transactions. A portion of the regular training our staff at James Make & Associates completes deals strictly with decoding the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

An FHA loan is underwritten by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The lending organization takes care of all the finances; the FHA simply insures the transaction through mortgage insurance in case the borrower does not pay off his or her loan. Applicable to all consumers, FHA loan programs are formed to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Purchasers with lesser income or less starting money to use as a down-payment on a mortgage are assisted the most from Federal Housing Administration loan programs.