Need an appraisal for an FHA-backed mortgage? Call James Make & Associates

We are happy to say that James Make & Associates is an FHA-certified appraisal service in TX. This indicates that we are certified and approved by the FHA to do appraisals for property loans backed by them. A certain amount of the regular training our staff at James Make & Associates completes deals strictly with understanding the FHA's documentation and their rules and procedures.

If you need an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA loan is underwritten by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The lending company takes care of all the finances; the FHA simply secures the transaction through mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are designed to aid low-to-moderate income homebuyers help meet credit qualifications if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Those with lower income or less starting capital to put down on a financial transaction benefit the most from Federal Housing Administration loan programs.