Need an appraisal for an FHA-backed mortgage? Call James Make & Associates

We confidently state that James Make & Associates is an FHA-certified appraisal practice in TX. James Make & Associates is qualified and approved to do reports for FHA insured loans. A certain amount of the continuing training our staff at James Make & Associates receives deals strictly with understanding the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

If your financial transaction is FHA certified, that means that the loan has been guaranteed by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). The FHA does not loan capital to borrowers, rather, it provides lending organizations with security by offering mortgage insurance in case the borrower does not pay his or her loan obligations. Low-income and moderate-income borrowers benefit from an FHA-secured loan; the purpose of the Federal Housing Administration is to cooperate with credit-worthy consumers to meet expectations and necessities for lending organizations that they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA offers are extremely beneficial to buyers with less starting income.